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There were several potential solutions which are indexed by the report, including performing a "stress test" of individual banks whose portfolios contain a concentration in commercial real estate loans. Due to the sheer volume in number of these up-and-coming small to midsize banks, it may not be feasible to review these banks' records at such a detailed level. Another suggestion could be that the government could inject additional capital to the small banks, buying their toxic assets or guaranteeing loans. Based upon the fact the govt is known as by many taxpayers as spending too much of the taxpayers' money already, it isn't really a feasible approach. There are also concerns in the event the govt "reuses" reimbursed TARP funds whether or not that is constitutional to do so without additional legislation.
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